5 Steps to Creating a Family Will

Check estate planning off your 2019 to-do list


Published:

Photo courtesy of WAYHOME studio/Shutterstock.com

If making a will has languished for years on your to-do list, you’re not alone. A 2017 study conducted by Caring.com, an online resource for caregivers, found that 6 in 10 adults in the U.S. don’t have an estate plan in place. Unfortunately, this leaves millions of Americans struggling each year with expensive and complicated arrangements on behalf of deceased loved ones. 

Making a will is especially important for parents, who may otherwise leave the care of their children up to the courts and protective services if they die intestate, or without a will. So here’s how to start off 2019 with more peace of mind and a family estate plan in place.


1. Choose your estate planners.

Although you can use online legal resources and go it alone, you’ll benefit greatly from experienced estate planners, advises the National Institute of Certified Estate Planners. NICEP suggests working with a team that includes an attorney and a financial adviser who can help you avoid costly mistakes. For recommendations, talk to friends and family who have created a will and visit nicep.org. 

Creating an estate plan can cost anywhere from several hundred to several thousand dollars — depending on your assets and wishes — and can take several weeks to prepare and finalize. Many estate planners offer a free initial consultation, when they can advise you on your needs and estimate costs.


2. Select a guardian.

A guardian will be responsible for the care and raising of your children in your absence. Selecting a guardian for your children might be one of the toughest decisions you’ll make, says attorney Liza Hanks, author of “The Mom’s Guide to Wills & Estate Planning.” You’ll want to consider whether or not the guardian you choose is able to:

• Provide a stable home environment.

• Raise your children with the values you hold most strongly.

• Meet the physical challenge of raising kids.

• Make sound decisions regarding your children’s futures.

Still having trouble choosing a guardian? Hanks advises choosing someone who is the best fit for the present time and re-evaluating your choice every five years. Once you’ve decided on a guardian, you’ll need to speak to that person. Make sure he or she fully appreciates the responsibility and is prepared to follow your wishes to the best of his or her ability. 


3. Choose an executor and/or trustee.

An executor will carry out your wishes as expressed in your will. He or she is also responsible for winding down your affairs, and will use estate funds to pay off any outstanding financial obligations and mediate disputes among heirs. According to the American Bar Association, choosing an executor to carry out a will may save families the unnecessary costs and time involved with bonds and court supervision. To select an executor, choose a trusted, responsible person familiar with your affairs.

A trustee is responsible for the execution of a trust. Parents of minor children may place their assets in a trust to be distributed to their children according to specific guidelines. When choosing a trustee, be aware that your trustee may be involved in the process for months or even decades, depending on the directives in the will and ages of your children. 


4. Make important health care decisions. 

A will conveys your wishes in the event of your death, but what if you’re injured and unable to communicate your wishes? According to the North Carolina Bar Association, North Carolina residents can use a living will and health care power of attorney to make decisions regarding medical treatments. Consider whether you want to incorporate life-prolonging measures if you suffer from a serious injury or illness that leaves you unable to communicate your wishes. You can also appoint a health care power of attorney to make these decisions on your behalf, should you be unable to do so.


5. Gather paperwork.

You’ll need to provide your estate planner with a number of important documents, according to LegalZoom.com, an online legal services resource. These documents might include real estate deeds, vehicle titles and recent statements associated with your bank accounts and investments. Your estate planners may also ask for a list of your outstanding debts, including mortgages, car loans and credit cards.

To designate beneficiaries to receive any of your assets, such as investments and retirement savings, you’ll need to provide their full names, accurate contact information and Social Security numbers. You may also need to provide a copy of your minor children’s birth or adoption certificates.

Creating a will is an important step in securing your family’s future. Make 2019 the year you put your wishes in writing with a solid estate plan.


Christa C. Hogan is a local writer for kids and adults, and a mom to three boys.


Legal Glossary

Estate: The assets and liabilities of a deceased or bankrupt person.

Executor: A person who is named to carry out the details of a will.

Guardian: A person legally placed in charge of the affairs of a minor or person of unsound mind.

Health Care Power of Attorney: A person designated to be the representative, or agent, of someone who is unable to make or communicate decisions about all aspects of his or her health care.

Probate: The official legal process of proving that a will is valid, and of distributing the property and carrying out the actions as directed by the will.

Power of Attorney: The authority to act on behalf of a person in certain legal and financial matters.

Trust: An arrangement by which property is put under the ownership and control of a person (trustee) who bears the responsibility of administering it for the benefit of another (beneficiary).

Will: The legal statement of a person’s wishes concerning the distribution of his or her property after death.

Source: Webster’s New World College Dictionary and LegalZoom.com

 

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November 2019

Our seventh annual food drive will be held during the month of November. All donations benefit the Food Bank of Central and Eastern North Carolina (www.foodbankcenc.org). We encourage you to get...

Cost: FREE. Registration is not required.

Where:
Crowder County Park
4709 Ten-Ten Rd
Apex, NC  27529
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Telephone: 919-662-2850
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Cost: FREE. Registration is not required.

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Historic Yates Mill County Park
4620 Lake Wheeler Road
Raleigh, NC  27603
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Telephone: 919-856-6675

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We will be conducting a food drive during the month of November. All donations benefit the Food Bank of Central and Eastern North Carolina (www.foodbankcenc.org). We encourage you to get involved...

Cost: FREE. Registration is not required.

Where:
Historic Yates Mill County Park
4620 Lake Wheeler Road
Raleigh, NC  27603
View map »


Telephone: 919-856-6675
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Cost: 24.00

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Open Arts
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Sponsor: Babies On The MOVE
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Sponsor: Babies On The MOVE
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Cost: Free

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Wilson Park Shelter
101 Williams St.
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Cost: $5/Adult, $4/Senior (60+ yrs), $3/Child (7-16yrs), Free/Child (6yrs & younger)

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Historic Yates Mill County Park
4620 Lake Wheeler Road
Raleigh, NC  27603
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Bynum Front Porch
950 Bynum Rd
Pittsboro, NC  27312
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Sponsor: Friends of Lower Haw River State Natural Area
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November is a time to be thankful! Celebrate the natural world and where our favorite Thanksgiving foods come from. Investigate corn under microscopes and hand lenses, learn the difference between...

Cost: For all ages; FREE. Registration is required for everyone

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Crowder County Park
4709 Ten-Ten Rd
Apex, NC  27529
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Telephone: 919-662-2850

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Durham Bulls Athletic Park
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Durham, NC  27701
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Cost: $5.00

Where:
The Studio School of Durham
1201 W Woodcroft Pkwy
Durham, NC  27713
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Sponsor: The Studio School of Durham
Telephone: 984-377-4502
Contact Name: Danielle Sunde
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Search for salamanders, owls and more. Equipment provided. Ages 10-13. Register online. Choose course #128019.

Cost: $8/resident, $10/nonresident

Where:
Stevens Nature Center/Hemlock Bluffs
2616 Kildaire Farm Rd.
Raleigh, NC
View map »


Telephone: 919-387-5980
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See horses compete and enjoy food trucks, children's activities and more. Admission is free; Saturday evening Grand Prix tickets are $10/person. Proceeds benefit Duke Children's...

Cost: Free

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Gov. James B. Hunt Horse Complex
4601 Trinity Rd.
Raleigh, NC  27607
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We will be conducting a food drive during the month of November. All donations benefit the Food Bank of Central and Eastern North Carolina (www.foodbankcenc.org). We encourage you to get involved...

Cost: FREE. Registration is not required.

Where:
Historic Yates Mill County Park
4620 Lake Wheeler Road
Raleigh, NC  27603
View map »


Telephone: 919-856-6675
Website »

More information

Our seventh annual food drive will be held during the month of November. All donations benefit the Food Bank of Central and Eastern North Carolina (www.foodbankcenc.org). We encourage you to get...

Cost: FREE. Registration is not required.

Where:
Crowder County Park
4709 Ten-Ten Rd
Apex, NC  27529
View map »


Telephone: 919-662-2850
Website »

More information

Red, yellow, orange, and brown – leaves come in all different sizes and colors. Practice your color and shape recognition through centers, songs, and stories. For ages 18 months to 3 years (adult...

Cost: FREE. Registration is required.

Where:
Crowder County Park
4709 Ten-Ten Rd
Apex, NC  27529
View map »


Telephone: 919-662-2850
Website »

More information

See horses compete and enjoy food trucks, children's activities and more. Admission is free; Saturday evening Grand Prix tickets are $10/person. Proceeds benefit Duke Children's...

Cost: Free

Where:
Gov. James B. Hunt Horse Complex
4601 Trinity Rd.
Raleigh, NC  27607
View map »


Website »

More information

Show More...
Show Less...

Our seventh annual food drive will be held during the month of November. All donations benefit the Food Bank of Central and Eastern North Carolina (www.foodbankcenc.org). We encourage you to get...

Cost: FREE. Registration is not required.

Where:
Crowder County Park
4709 Ten-Ten Rd
Apex, NC  27529
View map »


Telephone: 919-662-2850
Website »

More information

We will be conducting a food drive during the month of November. All donations benefit the Food Bank of Central and Eastern North Carolina (www.foodbankcenc.org). We encourage you to get involved...

Cost: FREE. Registration is not required.

Where:
Historic Yates Mill County Park
4620 Lake Wheeler Road
Raleigh, NC  27603
View map »


Telephone: 919-856-6675
Website »

More information

Kids hike, make projects and engage in nature activities. Ages 5-8. Register online. Choose course #127196.

Cost: $9/resident, $12/nonresident

Where:
Stevens Nature Center/Hemlock Bluffs
2616 Kildaire Farm Rd.
Cary, NC  27518
View map »


Telephone: 919-387-5980
Website »

More information

Catboy, Owlette, and Gekko will delight fans of all ages with live performances featuring world-class production, toe-tapping tunes and a whole lot of super fun as they go into...

Cost: $28.50 and up

Where:
Durham Performing Arts Center
123 Vivian St.
Durham, NC  27701
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We will be conducting a food drive during the month of November. All donations benefit the Food Bank of Central and Eastern North Carolina (www.foodbankcenc.org). We encourage you to get involved...

Cost: FREE. Registration is not required.

Where:
Historic Yates Mill County Park
4620 Lake Wheeler Road
Raleigh, NC  27603
View map »


Telephone: 919-856-6675
Website »

More information

Our seventh annual food drive will be held during the month of November. All donations benefit the Food Bank of Central and Eastern North Carolina (www.foodbankcenc.org). We encourage you to get...

Cost: FREE. Registration is not required.

Where:
Crowder County Park
4709 Ten-Ten Rd
Apex, NC  27529
View map »


Telephone: 919-662-2850
Website »

More information

See Happy Dan perform magic, comedy and more.

Cost: $5/person

Where:
Renaissance Centre
405 Brooks St.
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Website »

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We’ll enjoy poetry written in honor of the many holidays that occur around this time of the year. Following questions and discussion, those attending will have the opportunity to share by reading...

Cost: Free

Where:
Orange County Main Library
137 W Margaret Ln
Hillsborough, NC  27278
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Sponsor: Orange County Public Library
Telephone: 919-245-2539
Contact Name: Libbie Hough
Website »

More information

Show More...
Show Less...

We will be conducting a food drive during the month of November. All donations benefit the Food Bank of Central and Eastern North Carolina (www.foodbankcenc.org). We encourage you to get involved...

Cost: FREE. Registration is not required.

Where:
Historic Yates Mill County Park
4620 Lake Wheeler Road
Raleigh, NC  27603
View map »


Telephone: 919-856-6675
Website »

More information

Our seventh annual food drive will be held during the month of November. All donations benefit the Food Bank of Central and Eastern North Carolina (www.foodbankcenc.org). We encourage you to get...

Cost: FREE. Registration is not required.

Where:
Crowder County Park
4709 Ten-Ten Rd
Apex, NC  27529
View map »


Telephone: 919-662-2850
Website »

More information

Join us in the Kidzu Front Yard Garden for a special off-season Junior Gardeners in honor of Chapel Hill Arbor Week. Get hands on and explore trees, and all the things they provide including...

Cost: Free

Where:
Kidzu Children's Museum
201 S. Estes Dr.
Chapel Hill, NC  27514
View map »

More information

Take the fast track to nature in this hands-on study of ecology. Ages 8-12. Register online.  Chose course #127203.

Cost: $9/resident, $12/nonresident

Where:
Stevens Nature Center/Hemlock Bluffs
2616 Kildaire Farm Rd.
Cary, NC
View map »


Telephone: 919-387-5980
Website »

More information

The word philanthropy means love of mankind. From the earliest days, human civilization has depended upon kindness directed towards strangers. Explore the history of giving, then help to cut out...

Cost: FREE. Registration is required.

Where:
Historic Yates Mill County Park
4620 Lake Wheeler Road
Raleigh, NC  27603
View map »


Telephone: 919-856-6675

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Join us to learn about 4H and then enjoy fall activities and crafts!  No registration is required. Grades 3-5

Cost: Free

Where:
Orange County Main Library
137 W Margaret Ln
Hillsborough, NC  27278
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Sponsor: Orange County Public Library
Telephone: 919-245-2539
Contact Name: Libbie Hough
Website »

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Cost: $75.00

Where:
Hilton Garden Inn
131 Columbus Ave
Cary, NC  27518
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Sponsor: Carolina LifeStyle Magazine
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Enjoy a family-friendly movie and a slice or two of pizza. Doors open at 5:30 p.m. Purchase tickets online.

Cost: $5/person. $2 for ages 2 and younger

Where:
The Halle Cultural Center
237 N. Salem St.
Apex, NC  27502
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Website »

More information

Ages 11 and older with special needs help support the Town of Cary's annual toy drive by donating an unwrapped toy for a child in need. Make cards for the holiday cards for these...

Cost: $2/resident, $3/nonresident

Where:
Cary Senior Center
120 Maury O'Dell Place
Cary, NC  27513
View map »


Website »

More information

Transformative stories through the mists of time adapted from "1001 Arabian Nights" and performed by Emerson's 10th grade class.  Recommended for audiences age 10 and up. For...

Cost: $5-$12

Where:
Emerson Waldorf School
6211 New Jericho Road
Brown Wing
Chapel Hill, NC  27516
View map »


Website »

More information

It’s the summer before the 1904 World’s Fair and the three Smith sisters are filled with anticipation. But the year brings turmoil as family life interferes with their newfound chances...

Cost: Adults: $15 Seniors: $10 Students and children: $5 Family 4-pack

Where:
William Peace University, Kenan Auditorium
15 E Peace St
Raleigh, NC  27604
View map »


Sponsor: William Peace University
Contact Name: Charles Machalicky
Website »

More information

Show More...
Show Less...

We will be conducting a food drive during the month of November. All donations benefit the Food Bank of Central and Eastern North Carolina (www.foodbankcenc.org). We encourage you to get involved...

Cost: FREE. Registration is not required.

Where:
Historic Yates Mill County Park
4620 Lake Wheeler Road
Raleigh, NC  27603
View map »


Telephone: 919-856-6675
Website »

More information

Our seventh annual food drive will be held during the month of November. All donations benefit the Food Bank of Central and Eastern North Carolina (www.foodbankcenc.org). We encourage you to get...

Cost: FREE. Registration is not required.

Where:
Crowder County Park
4709 Ten-Ten Rd
Apex, NC  27529
View map »


Telephone: 919-662-2850
Website »

More information

Celebrate collards at the State Farmers Market.

Cost: Free

Where:
State Farmers Market
1201 Agriculture St.
Raleigh, NC  27603
View map »


Website »

More information

Come share the excitement as Park West Village hosts Winter Wonderland in The District. Kids of all ages will enjoy our Magical Winter Lights Paintscaping, featuring colorful holiday lights...

Cost: Free

Where:
Park West Village
Village Market Place
Morrisville, NC  27560
View map »


Sponsor: Park West Village
Contact Name: Conner
Website »

More information

Talented dance students perform the lavishly staged holiday ballet alongside guest artists from Carolina Ballet. All ages. Purchase tickets online.

Cost: $12-$27

Where:
Fletcher Theater, Duke Energy Center for the Performing Arts
2 E. South St.
Raleigh, NC  27601
View map »


Website »

More information

Deck the halls at Waverly Place and welcome the holiday season with their Eighth Annual Tree Lighting Celebration! The festivities kick off on Friday, November 22 from 6:00 p.m. to 8:30 p.m. and...

Cost: Free

Where:
Waverly Place Shopping Center
302 Colonades Way
Cary, NC  27518
View map »

More information

Transformative stories through the mists of time adapted from "1001 Arabian Nights" and performed by Emerson's 10th grade class.  Recommended for audiences age 10 and up. For...

Cost: $5-$12

Where:
Emerson Waldorf School
6211 New Jericho Road
Brown Wing
Chapel Hill, NC  27516
View map »


Website »

More information

The Triangle Youth String Orchestra and Youth String Sinfonia present a joint concert of their fall repertoire. All ages. Purchase tickets online.

Cost: See website for fees

Where:
Cary Arts Center
101 Dry Ave.
Cary, NC  27511
View map »


Website »

More information

It’s the summer before the 1904 World’s Fair and the three Smith sisters are filled with anticipation. But the year brings turmoil as family life interferes with their newfound chances...

Cost: Adults: $15 Seniors: $10 Students and children: $5 Family 4-pack

Where:
William Peace University, Kenan Auditorium
15 E Peace St
Raleigh, NC  27604
View map »


Sponsor: William Peace University
Contact Name: Charles Machalicky
Website »

More information

Show More...
Show Less...

Our seventh annual food drive will be held during the month of November. All donations benefit the Food Bank of Central and Eastern North Carolina (www.foodbankcenc.org). We encourage you to get...

Cost: FREE. Registration is not required.

Where:
Crowder County Park
4709 Ten-Ten Rd
Apex, NC  27529
View map »


Telephone: 919-662-2850
Website »

More information

We will be conducting a food drive during the month of November. All donations benefit the Food Bank of Central and Eastern North Carolina (www.foodbankcenc.org). We encourage you to get involved...

Cost: FREE. Registration is not required.

Where:
Historic Yates Mill County Park
4620 Lake Wheeler Road
Raleigh, NC  27603
View map »


Telephone: 919-856-6675
Website »

More information

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Cost: Free

Where:
Baileywick Road Park
9501 Baileywick Rd
Second Shelter Field
Raleigh, NC  27615
View map »


Sponsor: Raleigh Redhawks Rugby
Contact Name: denise travis
Website »

More information

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Cost: $19/child

Where:
Middle Creek Community Center
125 Middle Creek Ave.
Apex, NC  27539
View map »


Website »

More information

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Cost: Free

Where:
N.C. Museum of History
5 E. Edenton St.
Raleigh, NC  27601
View map »


Website »

More information

Join dozens of ethnic communities at the Global Holiday Festival and Market to celebrate and honor holidays and traditions from around the world.  Sample traditional dishes, view free dance...

Cost: Free

Where:
Moore Square, Downtown Raleigh
Raleigh, NC


Website »

More information

Talented dance students perform the lavishly staged holiday ballet alongside guest artists from Carolina Ballet. Show times are at noon and 5 p.m. All ages. Purchase tickets online.

Cost: $12-$27

Where:
Fletcher Theater, Duke Energy Center for the Performing Arts
2 E. South St.
Raleigh, NC  27601
View map »


Website »

More information

Want to get inside Historic Yates Mill? Join us for a half-hour tour (starting at 1, 1:30, 2, 2:30 & 3 p.m.) to view the main power drive and milling machinery while exploring the mill's history...

Cost: $5/Adult, $4/Senior (60+ yrs), $3/Child (7-16yrs), Free/Child (6yrs & younger)

Where:
Historic Yates Mill County Park
4620 Lake Wheeler Road
Raleigh, NC  27603
View map »


Telephone: 919-856-6675
Website »

More information

Participants develop their naturalist skills and understanding of local nature. Ages 5-8 with parent. Register online. 

Cost: $8/resident, $10/nonresident

Where:
Stevens Nature Center/Hemlock Bluffs
2616 Kildaire Farm Rd.
Cary, NC
View map »


Telephone: 919-387-5980
Website »

More information

Talented dance students perform the lavishly staged holiday ballet alongside guest artists from Carolina Ballet. Show times are at noon and 5 p.m. All ages. Purchase tickets online.

Cost: $12-$27

Where:
Fletcher Theater, Duke Energy Center for the Performing Arts
2 E. South St.
Raleigh, NC  27601
View map »


Website »

More information

Come share the excitement as Park West Village hosts Winter Wonderland in The District. Kids of all ages will enjoy our Magical Winter Lights Paintscaping, featuring colorful holiday lights...

Cost: Free

Where:
Park West Village
Village Market Place
Morrisville, NC  27560
View map »


Sponsor: Park West Village
Contact Name: Conner
Website »

More information

East Cloud Kungfu hosts a Parent's Night Out event, featuring a safe environment for kids as they about the wide world of kungfu.   Check it out!...

Cost: $25 first child, $20 each additional child

Where:
East Cloud Kungfu, LLC
5655-A Western Blvd
Raleigh, NC  27606
View map »


Sponsor: East Cloud Kungfu, LLC
Telephone: 252-646-7053
Contact Name: Imari Colon
Website »

More information

Transformative stories through the mists of time adapted from "1001 Arabian Nights" and performed by Emerson's 10th grade class.  Recommended for audiences age 10 and up. For...

Cost: $5-$12

Where:
Emerson Waldorf School
6211 New Jericho Road
Brown Wing
Chapel Hill, NC  27516
View map »


Website »

More information

It’s the summer before the 1904 World’s Fair and the three Smith sisters are filled with anticipation. But the year brings turmoil as family life interferes with their newfound chances...

Cost: Adults: $15 Seniors: $10 Students and children: $5 Family 4-pack

Where:
William Peace University, Kenan Auditorium
15 E Peace St
Raleigh, NC  27604
View map »


Sponsor: William Peace University
Contact Name: Charles Machalicky
Website »

More information

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